How to claim Bank Unclaimed Deposits | UDGAM

RBI Udgam Portal login link , Registration@udgam.rbi.org.in , unclaimed deposit search

RBI Udgam Portal : In this article I am going to give a complete data about how you can claim an unclaimed deposit’s from the bank . “RBI ” which is also called as the reserve bank of India have got us an a new platform which is called as UDGAM portal , And this portal is very help full for the people who want to claim there unclaimed deposits from different bank . I know many of us will pass through an a situation were we cannot claim an unclaimed deposit’s from bank . So I thought why can’t I help people in this situation .

In this article I am going to discuss a step by step process to claim an unclaimed deposit’s so please go through the complete article clearly

RBI UDGAM portal :

RBI UDGAM portal is an a government official online platform which was launched by the RBI which is called reserve bank of India . The main reason to have this website is to claim the unclaimed deposits where people can do this from different banks . UDGAM portal is introduced with an a user friendly interface were account holder can assess it with in a clear cut manner . UDGAM portal can be accessible at udgam.rbi.org.in , and this website allows the account holders to easily login and register to check there unclaimed deposit’s

UDGAM Portal Overview :

Name of the portal UDGAM RBI
COUNTRY INDIA
Introduced By Reserve Bank Of India
Main Purpose To claim an unclaimed deposits
Category Finance
Started date18th august 2023
Official website udgam.rbi.org.in
Udgam portal Link https://www.rbi.org.in/Scripts/BS_PressReleaseDisplay.aspx?prid=56216
Udgam Login Link https://udgam.rbi.org.in/unclaimed-deposits/#/login

RBI Udgam Portal login link :

RBI Udgam Portal login link click here

RBI Udgam portal Link :

RBI udgam portal click here

Udgam Portal Official website :

udgam.rbi.org.in

Steps to register on the UDGAM portal :

On the UDGAM portal the registration process is very user friendly for the account holders so that they can claim the unclaimed deposits from there bank . Please fallow the step by step manner

  • Step -1 : UDGAM RBI Portal

Very firstly you have to go in to the official website udgam.rbi.org.in

  • Step -2 : Details

Once you are on the official website , you have to enter your details like name and mobile number

  • step-3 : Password

in step 3 you have to choose the strong passward and enter the captcha

  • Step -4 : Terms

You have to agree to the terms and conditions and you have click ” Next

  • Step -5 : OTP

After agreeing the terms and conditions you are going to get an OTP to your phone , then enter the OTP . you are good to go know

Steps to login on the UDGAM portal :

  • Step 1 : Click here to visit the login page of udgam portal
  • Step 2 : Provide your registered mobile number and password on the login page
  • Step 3 : You will receive the code on the registered mobile number then enter the code
  • Step 4 : After verification of the code you are allowed to be logged in your udgam RBI portal account
  • Step 5 : Now you can manage your unclaimed deposits

Advantage and Features and of Udgam portal :

  • Its very easy for the account holder to access there unclaimed deposits to claim as it has an a userfriendly interface
  • User can save a lots of time , just by checking unclaimed deposits from different banks on the single place
  • UDGAM RBI portal give a clear information about the account of unclaimed deposits to the account holder so that they can take a right decisions . as it maintains the transparency to the people
  • As of now it was for only the few banks but in future it is going to expand for all banks
  • By october 15 RBI includes all the banks under the UDGAM portal

List Of Banks Under RBI UDGAM portal :

As of now RBI have not included all the banks in India under the UDGAM portal but till October 15 ,2023 all the banks were Included under the udgam portal . Here the list of the banks that are included in UDGAM portal as of now .

  • Central Bank of India
  • DBS bank of india
  • South Indian Bank LTD
  • State Bank of India
  • Punjab National Bank
  • Citi Bank N.A.
  • Dhanlaxmi Bank LTD

What is an Unclaimed Deposit ?

Unclaimed deposits are the deposit which is done by the account holder and it was not claimed ( used ) for 10 years of time period . government owned banks had unclaimed deposits of rs 35,012 crore as of feb 2023 . all transferred to the RBI

ID For UDGAM portal login :

  • Pan Card
  • Aadhar card
  • Driving Licence
  • Voter Id
  • Passport

Unclaimed amount in different banks :

Bank NameAmount
SBI8000 crs
Punjab national Bank ( PNB )5300 crs
canara4500 crs
BOB3900crs
Note :
if a person don’t know the nomine of a unclaimed account then ,the particular person should have to approach a bank of the unclaimed deposited then he had to consider that he is the son of a nomine with all proofs

What is an Unclaimed deposits ?

Unclaimed deposits are the deposit which is done by the account holder and it was not claimed ( used ) for 10 years of time period . government owned banks had unclaimed deposits of rs 35,012 crore as of feb 2023 . all transferred to the RBI

What are the ID’s needed for UDGAM portal login ?

Pan Card
Aadhar card
Driving Licence
Voter Id
Passport any one of the above

List Of Banks Under RBI UDGAM portal

Central Bank of India
DBS bank of india
South Indian Bank LTD
State Bank of India
Punjab National Bank
Citi Bank N.A.
Dhanlaxmi Bank LTD

what is the tennure for unclaimed deposite ?

The tennure for Unclaimed deposits is 10 years

How to claim unclaimed deposits ?

udgam.rbi.org.in , visit the website
Enter the bank details
enter the Your ID

How can i check unclaimed deposit’s in india ?

udgam.rbi.org.in , visit the website
Enter the bank details
enter the Your ID

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